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Commercial Umbrella Insurance in Los Gatos, CA and Saratoga, CA

Extra Protection that Keeps You in Business.

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from LGS Insurance Services, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at LGS Insurance Services, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from LGS Insurance Services.

Our Location

LGS Insurance Services

16450 Los Gatos Blvd, Suite 212
Los Gatos, CA 95032
Main office: 408-217-6704
Fax: 866-289-1918

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We've been with Steve for over 20 years!! Cars, home, life, umbrellas. We've had a few various claims of different sorts and Steve has always been great! Proactive at moving our policies around to make sure we are getting the best rates vs waiting for us to ask. We can't recommend him highly enough.
- Jim L.
LGS - Steve really helped me out when I was in a tough spot. His knowledge, professionalism, and understanding of what I was looking for made a task that seemed overwhelming to be simple and hassle free. I highly recommend him for all of your insurance needs.
- Michelle B.
Very dedicated, efficient and pleasant manner. It is a pleasure to do business with Steven
- Anna L.
Excellent in all respects!
- Jay K.