PRIVACY POLICY - COMMITMENT TO YOUR PRIVACY

At LGS Insurance Services, your privacy is important to us, and we have developed policies and procedures to protect your personal information.

INFORMATION WE GATHER AND TRACK

LGS Insurance Services gathers two types of information about users:

• Information that users provide through optional, voluntary submissions. These are voluntary submissions to receive our electronic newsletters, to participate in our message boards or forums, to email a friend, and from participation in polls and surveys.
• Information LGS Insurance Services gathers through aggregated tracking information derived mainly by tallying page views throughout our site. This information allows us to better tailor our content to readers' needs. Under no circumstances does LGS Insurance Services divulge any information about an individual user to a third party.

LGS Insurance Services tracks user traffic patterns throughout its site. However, we do not correlate this information with data about individual users. LGS Insurance Services does break down overall usage statistics according to a user's domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user's browser).

LGS Insurance Services sometimes tracks and catalogs the search terms that users enter in our Search function, but this tracking is never associated with individual users. We use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

COOKIES

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. LGS Insurance Services uses cookies to track user traffic patterns (as described above).

You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in message boards, forums, polling and surveys.

USE OF INFORMATION

LGS Insurance Services uses any information voluntarily given by our users to enhance their experience while visiting our website, whether to provide interactive or personalized elements on the site or to better prepare future content based on the interests of our users.

As stated above, we use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. LGS Insurance Services never shares newsletter mailing lists with any third parties, including advertisers, sponsors or partners.

EXTERNAL LINKS

This site contains links to other websites. LGS Insurance Services is not responsible for the privacy practices or the content of these sites.

INTERNET COMMUNICATION

The privacy of communication over the Internet cannot be guaranteed due to the fact that the Internet is not a secure medium. LGS Insurance Services is not responsible for any harm, loss or damage as a result of sending personal or confidential information over the Internet by or to LGS Insurance Services.

SECURITY

LGS Insurance Services operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

YOUR CONSENT

By using this site, you consent to the collection and use of this information by LGS Insurance Services. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.