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408.395.9800

Traditional & Roth IRAs in Los Gatos, CA and Saratoga, CA

Invest in Yourself for a Better Retirement.

A comfortable retirement is the achievement of a lifetime. It’s a way to reward your decades of hard work and financial planning with the assurance that you can relax and enjoy your golden years.

LGS Insurance Services is all about providing various options for your retirement needs. We realize that each individual has his or her own unique financial goals for the future, and it’s our job to help you get on the right path. That’s why we offer retirement plans like Individual Retirement Accounts, or IRAs, to turn your goals into a reality.

Types of IRAs

An IRA is an account in which individuals set aside money each year that builds over time. The two main types of IRAs are: Traditional IRAs and Roth IRAs.

Traditional IRAs are tax-deferred accounts where any contributions you make may be tax-deductible. Once you withdrawal from your account after age 59 1/2, your earnings are then taxed. You can use your funds to purchase stocks, bonds, and other types of investments.

Roth IRAs are similar to Traditional IRAs, except your contributions are not tax-deductible. Whenever you choose to withdrawal your earnings, you do not have to wait until age 50 1/2, and you are not taxed. You can also use your funds to purchase stocks, bonds, and other types of investments.

Other kinds of IRAs including Rollover IRAs, Inherited IRAs, and more are available based on your individual needs, and qualifications do apply.

At LGS Insurance Services, we’ll work with you one-on-one to assist you achieving your long-term financial goals. Contact one of our knowledgeable specialists today to learn more about how an IRA can help you realize your retirement dreams.

Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Our Location

LGS Insurance Services

16450 Los Gatos Blvd, Suite 212
Los Gatos, CA 95032
Main office: 408-217-6704
Fax: 866-289-1918

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We've been with Steve for over 20 years!! Cars, home, life, umbrellas. We've had a few various claims of different sorts and Steve has always been great! Proactive at moving our policies around to make sure we are getting the best rates vs waiting for us to ask. We can't recommend him highly enough.
- Jim L.
LGS - Steve really helped me out when I was in a tough spot. His knowledge, professionalism, and understanding of what I was looking for made a task that seemed overwhelming to be simple and hassle free. I highly recommend him for all of your insurance needs.
- Michelle B.
Very dedicated, efficient and pleasant manner. It is a pleasure to do business with Steven
- Anna L.
Excellent in all respects!
- Jay K.